Includes index.

1 Making Decisions About Long-Term Care 3 -- Getting Started 4 -- Make a Realistic Family Commitment 15 -- What Can You Afford? 16 -- Geriatric Care Managers 22 -- Other Legal and Financial Matters 25 -- 2 At-Home Care 29 -- What Is Home Care? 32 -- How to Find Home Care Services 37 -- Services Provided 41 -- Kinds of Providers 45 -- What to Look For 49 -- Getting Started 52 -- Costs of Home Care 55 -- Financing Home Care Through Reverse Mortgages 58 -- Cashing in a Life Insurance Policy 62 -- Supplements to Home Care 65 -- 3 Organized Senior Residences 71 -- Independent Living 73 -- Assisted Living 84 -- Combination Residential Facilities 95 -- 4 Nursing Facilities 105 -- Levels of Care 108 -- Choosing the Right Facility 114 -- Your Written Contract 134 -- 5 Care for Elders With Alzheimer's Disease 139 -- Symptoms and Stages of Alzheimer's 141 -- Home Care for Alzheimer's 146 -- Residential Care Facilities for Alzheimer's 154 -- 6 Hospice Care 161 -- Medicare Eligibility for Hospice Care 163 -- Services Provided by Hospice 167 -- How Hospice Operates 170 -- Payment for Hospice Care 173 -- 7 Medicare and Veterans Benefits 175 -- Medicare Coverage for Long-Term Care 177 -- Veterans Benefits for Long-Term Care 184 -- 8 Medicaid Coverage for Long-Term Care 191 -- Eligibility for Medicaid 192 -- What Medicaid Pays For 203 -- Finding Out About Medicaid in Your State 208 -- If You Are Denied Medicaid Coverage 209 -- Medicaid Rules on Transfer of Assets 211 -- Strategies to Protect Your Assets 216 -- Long-Term Care State Partnership Insurance Protects Assets 225 -- 9 Long-Term Care Insurance 229 -- Is Long-Term Care Insurance Right for You? 232 -- Finding Long-Term Care Policies 237 -- Warnings About Insurance Practices 238 -- Eligibility for LTCI 242 -- Cost of Premiums 242 -- Kinds of Care the Policy Will Cover 247 -- Benefit Amounts and Length of Coverage 252 -- How Much Coverage You Need 254 -- Inflation Protection 256 -- Triggers That Start Your Benefits 258 -- Coverage Conditions and Exclusions 260 -- 10 Protecting Choices About Medical Care and Finances 267 -- Health Care Decisions 268 -- Financial Decisions 282 -- Guardianships and Conservatorships 287 -- 11 Elder Fraud 291 -- Why Elders Are Targets 292 -- Who Commits Elder Fraud 294 -- Types of Elder Fraud 307 -- Where to Get Help 324.